Jardiance Savings Card 2026: Eligibility, Income Limits & Free Options

Jardiance (empagliflozin) is one of the most widely prescribed SGLT2 inhibitors in the country. Doctors use it to manage blood sugar in type 2 diabetes, and increasingly to lower cardiovascular and kidney risk in patients with heart failure or chronic kidney disease, whether or not they have diabetes. That broad usage is exactly why so many patients are searching for ways to afford it — the list price runs several hundred dollars higher than most people expect for a once-daily pill.

Boehringer Ingelheim, the company that makes Jardiance, runs two very different programs to help with cost. One is a manufacturer copay card for people who already have commercial insurance. The other is a separate, income-based patient assistance program that provides the drug completely free. Patients frequently confuse the two, apply to the wrong one, or assume they're ineligible for both when they'd actually qualify for one of them.

This guide breaks down exactly how each program works in 2026, who qualifies, how the income limits compare, what the real enrollment process looks like, and what to do if your coverage situation doesn't fit either box cleanly.

What Is the Jardiance Savings Card?

The Jardiance Savings Card Program is a manufacturer copay assistance card issued directly by Boehringer Ingelheim. It reduces the amount a commercially insured patient pays at the pharmacy counter for a 30- to 90-day supply of Jardiance. According to the manufacturer's own official savings card page, eligible patients can pay as little as $0, and benefits continue for as long as the patient still qualifies.

The card is administered through a support service called CareConnect4Me, which also fields questions if a claim doesn't process correctly at the pharmacy. It works the same way most brand-name copay cards do: the pharmacy runs it as a secondary payer using a BIN/PCN/Group number combination, and the manufacturer covers the difference between your plan's copay and the reduced price, up to a set monthly maximum.

Is There a Jardiance Coupon?

Not in the traditional sense. Boehringer Ingelheim doesn't issue a printable, no-strings-attached manufacturer coupon for Jardiance. What people usually mean when they search for a "Jardiance coupon" or "Jardiance manufacturer coupon" is the Savings Card described above — it functions the same way a coupon would at checkout, but it comes with eligibility restrictions that a true coupon wouldn't have.

Third-party pharmacy discount cards, like those from GoodRx or SingleCare, are a separate thing entirely. They're not manufacturer-backed, they're available to anyone regardless of insurance status, and they can sometimes beat the copay card's terms for cash-paying patients — but they can't be combined with the manufacturer's card on the same fill. If you're comparing prices, a tool like our Drug Price Checker can show you what each option would actually cost at your pharmacy.

How Much Can You Save?

Program terms for manufacturer copay cards get updated periodically, and Jardiance's is no exception. As of August 2026, the manufacturer's savings card page lists a benefit of as little as $0 per fill, with a maximum program benefit of $100 for a 30-day supply or $450 for a 90-day supply. That's the current, active version of the benefit.

You'll still find older blog posts, aggregator sites, and even some pharmacy software still describing the card as a flat "$10 a month" rate with a $175 monthly cap. That reflects a previous version of the same benefit. If your pharmacist quotes you $10, or if you see that figure on a third-party site, it isn't necessarily wrong — it's just outdated relative to the current terms. Either way, the practical advice is the same: don't assume a number until the pharmacist runs the claim and shows you the actual price.

Who Qualifies for the Savings Card

Eligibility for the Jardiance Savings Card is narrower than many patients expect. Per the manufacturer's own eligibility terms, you generally need:

• A valid Jardiance prescription for an FDA-approved use
• Commercial (private) health insurance — through an employer, the ACA marketplace, or purchased individually
• A U.S. or Puerto Rico residence, and to be 18 or older
• Insurance that covers Jardiance at less than 100% (so there's an actual copay to reduce)

• You are not eligible if you have no insurance and pay cash
• You are not eligible if you're enrolled in Medicare (Part D or Medicare Advantage), Medicaid, TRICARE/CHAMPUS, VA benefits, or another government-funded prescription program
• You are generally not eligible if you're a Medicare-eligible retiree enrolled in an employer-sponsored group waiver plan or a government-subsidized retiree drug benefit

Income Limits: Savings Card vs. Free Medication

It helps to separate these two programs by what they actually require, because the income rules only apply to one of them.

For the Boehringer Ingelheim Cares Foundation Patient Assistance Program, the diabetes medication group that includes Jardiance generally uses a household income ceiling around 250% of the Federal Poverty Level in the 48 contiguous states. As of 2026, approximate annual income limits look like this:

Alaska and Hawaii use higher limits because of the different federal poverty guidelines in those states. These figures are approximate and Boehringer Ingelheim reviews eligibility rules periodically, so treat this table as a starting point rather than a guarantee — confirm your household's exact limit when you apply or call the program directly.

Medications Covered by Boehringer Cares

The Boehringer Ingelheim Cares Foundation groups its medications by therapeutic category, and Jardiance falls into the diabetes group alongside several related Boehringer Ingelheim products. If you or a family member takes more than one of these, it's worth applying under the same household application where possible.

Other Boehringer Ingelheim products outside the diabetes category, such as certain respiratory or oncology drugs, are evaluated under different income groups within the same foundation. If you're managing multiple prescriptions, our Patient Assistance Programs directory lists comparable manufacturer programs so you can apply to each one efficiently instead of researching them one at a time.

Step-by-Step: How to Enroll

Decision Tree: Which Program Fits You

Approval Timelines: What to Expect

If your Jardiance prescription is stuck behind a step therapy requirement, such as a mandatory metformin trial, our prior authorization guide covers the documentation that typically speeds up approval or override requests, including how to cite clinical guidelines your plan is likely to accept.

Renewing Your Enrollment

The Jardiance Savings Card doesn't carry a hard expiration date printed on it the way some insulin savings cards do, but the underlying program terms are reviewed and can change from year to year. Practically, that means:

• Re-verify your card is still processing correctly each January, especially if your insurance plan changed at the start of the new year.
• If you switch employers or health plans mid-year, re-register the card with your updated insurance information.
• Patient assistance program enrollees typically need to reapply annually and resubmit income documentation, since the foundation re-verifies eligibility on a yearly cycle.
• Set a calendar reminder about 60 days before your patient assistance supply is expected to run low, since processing a new shipment isn't instant.

Jardiance List Price vs. Out-of-Pocket Cost

The gap between what Jardiance costs on paper and what you actually pay is enormous, which is exactly why these programs matter.

Jardiance vs. Farxiga: Comparing Savings Programs

Jardiance (empagliflozin) and Farxiga (dapagliflozin) are both SGLT2 inhibitors prescribed for overlapping reasons — diabetes, heart failure, and chronic kidney disease — so patients switching between them, or comparing options with their doctor, often want to know how the savings programs stack up. The biggest difference is who the copay card actually covers.

If You Don't Qualify: Free Jardiance

Patients who are uninsured, underinsured, or enrolled in Medicare Part D with a qualifying income can apply for completely free Jardiance through the Boehringer Ingelheim Cares Foundation Patient Assistance Program. This is a separate nonprofit arm of the manufacturer, distinct from the copay card.

You can start an application through the foundation's official Boehringer Cares Patient Assistance Portal or by calling 1-800-556-8317. If your income is above the Boehringer Cares limit but you're still struggling with cost, independent databases like NeedyMeds and BenefitsCheckUp can help you find state or nonprofit assistance you might also qualify for, including help with Medicare Part D premiums through Extra Help (LIS).

Medicare and Jardiance

Medicare patients can't use the manufacturer's Savings Card — federal law prohibits combining manufacturer copay assistance with Medicare Part D benefits. Instead, two things matter for Medicare patients specifically:

• The annual Part D out-of-pocket cap. As of 2026, Medicare.gov confirms the out-of-pocket maximum for covered prescriptions is $2,100 per year. Once you hit that threshold across all your covered Part D drugs combined, your Jardiance copay drops to $0 for the rest of the calendar year.
• Boehringer Ingelheim Cares Foundation eligibility. As covered above, Medicare Part D patients who meet the income requirement now qualify for free Jardiance under the same limit as uninsured applicants, following the program's 2026 update.

If you're on a fixed income and Medicare Part D premiums or copays are difficult to manage more broadly, our guide to Extra Help (LIS) explains the federal low-income subsidy that reduces Part D costs across all your covered medications, not just Jardiance.

Pros and Cons of the Jardiance Savings Card

Common Mistakes That Cost Patients Money

Real Patient Scenarios

Scenario 1 — Employer insurance, high copay: A 52-year-old with type 2 diabetes and an employer PPO plan is quoted $145 for a 30-day Jardiance fill because it's on a higher formulary tier. His pharmacist applies the Savings Card, and his cost drops to $0, well under the $100 maximum.

Scenario 2 — Uninsured after a job loss: A 46-year-old recently lost employer coverage and can't afford the roughly $730 cash price. She doesn't qualify for the Savings Card because she's uninsured, so she applies to the Boehringer Ingelheim Cares Foundation instead. Her household income falls under the limit for a family of two, and she's approved within five weeks.

Scenario 3 — Medicare Part D, fixed income: A 68-year-old on Medicare Part D takes Jardiance for heart failure. His income is modest, and under the 2026 program update, he now qualifies for the Boehringer Cares Foundation under the same limit as an uninsured applicant — something that wouldn't have applied to him under the program's older Medicare-specific rules.

Frequently Asked Questions

How We Researched This Guide

Sources

1. Boehringer Ingelheim — Jardiance Savings Card (official program terms)
2. Boehringer Ingelheim Cares Foundation Patient Assistance Portal
3. AstraZeneca — Farxiga Savings Card Eligibility
4. U.S. Food and Drug Administration — Drug Approvals and Databases
5. Medicare.gov — Medicare Prescription Payment Plan and the Part D Out-of-Pocket Cap
6. Centers for Medicare & Medicaid Services (CMS) — Part D Cost Guidance